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Chip: Savings app reviews

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4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Initially Thought is this too good to be true?!

5
As a single working mum I am well used to things being not easy and unfair! Simply put - it’s nice to have chip in my life and one less thing for me to worry about. I am letting him quietly save away for a holiday with my kids whilst I continue to work hard and not have to do the calculations myself on what I can afford to save. I have already recommended chip to my friends and family ! Reviewed on: 30th January 2020
Charlotte 's avatar
Charlotte

Amazing! Saved more than ever before

5
Seriously, this app is amazing! I have saved nearly £1500 without really noticing. In fact the only reason I did notice is because chip sent me a little message each time it saved for me. Now I have £1500 I would have wasted on nothing that I can spend on something really nice.... like a holiday!!! Chip gave me a “free” holiday Reviewed on: 29th January 2020
Sam's avatar
Sam

Helps me save without me even noticing it

5
A brilliant app, squirrels away just enough so as for me not to notice and suddenly you look and you've saved loads of money. Genius. Reviewed on: 29th January 2020
Richard Smith's avatar
Richard Smith

Save without noticing

5
Ninja savings for the inattentive. Reviewed on: 29th January 2020
SaltireBlue's avatar
SaltireBlue

Just does what it says on the tin!!

5
Easy to use and keeps me informed Reviewed on: 28th January 2020
Philip's avatar
Philip

Great money saver

5
So easy to use and helps me save towards the next holiday! Reviewed on: 28th January 2020
Mrsamyuen@hotmail.com's avatar
[email protected]

Great and intuitive passive saving

5
This app is perfect for people who can’t commit to putting a lump sum away but still want to save up. it’s extremely smart and intuitive, getting better the longer you use it and has allowed me to save without having to worry about it! Reviewed on: 28th January 2020
Lewis Harrison's avatar
Lewis Harrison

Painless saving.

5
A small amount saved every day mounting up surprisingly enabling you quickly reach a pre-set savings goal that pays a better interest than most. Reviewed on: 28th January 2020
Roger Land's avatar
Roger Land

Save without noticing

4
Saved over £400 without really feeling like I’d lost anything Reviewed on: 28th January 2020
Pam Hill's avatar
Pam Hill

The easy way to save money

5
Chip really is a remarkably easy way to save small and often which contributes to a larger goal over a timeframe you set. Automatic saves means you don't have to actively worry about putting money into a savings account and you can withdraw the money whenever you need it. Simple, easy and effective. Reviewed on: 28th January 2020
James's avatar
James

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