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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing! Saved more than ever before

5
Seriously, this app is amazing! I have saved nearly £1500 without really noticing. In fact the only reason I did notice is because chip sent me a little message each time it saved for me. Now I have £1500 I would have wasted on nothing that I can spend on something really nice.... like a holiday!!! Chip gave me a “free” holiday Reviewed on: 29th January 2020

Helps me save without me even noticing it

5
A brilliant app, squirrels away just enough so as for me not to notice and suddenly you look and you've saved loads of money. Genius. Reviewed on: 29th January 2020

Save without noticing

5
Ninja savings for the inattentive. Reviewed on: 29th January 2020

Just does what it says on the tin!!

5
Easy to use and keeps me informed Reviewed on: 28th January 2020

Great money saver

5
So easy to use and helps me save towards the next holiday! Reviewed on: 28th January 2020

Great and intuitive passive saving

5
This app is perfect for people who can’t commit to putting a lump sum away but still want to save up. it’s extremely smart and intuitive, getting better the longer you use it and has allowed me to save without having to worry about it! Reviewed on: 28th January 2020

Painless saving.

5
A small amount saved every day mounting up surprisingly enabling you quickly reach a pre-set savings goal that pays a better interest than most. Reviewed on: 28th January 2020

Save without noticing

4
Saved over £400 without really feeling like I’d lost anything Reviewed on: 28th January 2020

The easy way to save money

5
Chip really is a remarkably easy way to save small and often which contributes to a larger goal over a timeframe you set. Automatic saves means you don't have to actively worry about putting money into a savings account and you can withdraw the money whenever you need it. Simple, easy and effective. Reviewed on: 28th January 2020

You won't notice you're saving

5
Simple to set up and simple to use. Before long you'll have a saving pot you can do fun things with. Reviewed on: 28th January 2020

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