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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
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80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Saves a lot of money

5
Don't even feel it going out of my account. Reviewed on: 18th November 2019
PJan's avatar
PJan

Subtle saver

5
Fantastic little saver that i barely notice but by the end of the month I’ve saved so much! Reviewed on: 18th November 2019
Chelsea Szczypior 's avatar
Chelsea Szczypior

Saving without realising

5
Since January 2018, saving well and without stressful targets. Great safety net for unexpected expenses. Reviewed on: 18th November 2019
FS's avatar
FS

Easy saving

5
I can't lie. I'm awful with money, but chip has meant I've saved £400 in just a few months without even noticing. Can't recommend enough Reviewed on: 18th November 2019
Emma Randle's avatar
Emma Randle

Love this app!

5
I downloaded Chip on a total whim with no idea if it would even help, I am so glad I did. It has helped me reach goals I have never got to before and makes sure I always put that little bit away every week that I forget about. For the first time this year, Christmas won’t be a month of financial panic and I have Chip to thank for it. Thanks for making me into a real adult who can responsibly save pennies Reviewed on: 18th November 2019
Holly's avatar
Holly

Savings; behind the scenes.

5
If you're someone that is on top of your finances then Chip will work best if you pause saves then transfer your savings manually on payday! If you're not #getchip then create a savings goal and let the algorithm calculate how much it thinks you can afford to save. You can adjust the goal amount, split the automatic saves between a number of goals, set a goal date, change the save level to one that suits you or now with dynamic saves you can change how much is saved. You can do anything. Start with Chip Reviewed on: 17th November 2019
Jemima Mimz Rickards's avatar
Jemima Mimz Rickards

Saving has never been easier

5
Chip automatically calculates how much you can afford to save every week and puts it away in an account for you - which even pays interest! You get a notification everytime you’re about to save with the option of cancelling or amending the save amount. I probably would have spent the money I’ve saved on something stupid but Chip has let me save it without realising it was missing. Great app! Reviewed on: 15th November 2019
Pkarir's avatar
Pkarir

Fantastic service !!

5
Awesome bunch of people doing amazing things to address savers requirements Reviewed on: 14th November 2019
Venu Lambu's avatar
Venu Lambu

Quick, easy, efficient.

5
Simplicity and efficiency is all I ask for and these guys have nailed it, chip is fantastic at what it does. Reviewed on: 13th November 2019
Matthew Crosby's avatar
Matthew Crosby

Great App!

5
I love this app! I saved myself a lovely little bonus without even realising! Reviewed on: 13th November 2019
Rachel McDermott's avatar
Rachel McDermott

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