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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Great for Saving

5
A great, no-fuss way to put aside money for your short-term goals. I currently still have a good interest rate on my savings too, so can't complain. Really can't wait to see what the future brings for Chip, as they are currently in the process of becoming fully protected by the FSCS. Reviewed on: 13th November 2019

Great money saving idea

5
Highly recommend this app. Helps me save perfectly without me really noticing the money leaving my account. Wonderful! Reviewed on: 13th November 2019

Brilliant Savings App

5
Takes the stresses and calculations out of building up a savings pot by trusting the AI to save for you in an automated fashion. Great user community forum as well where the Chip team are always willing to listen to feedback. Reviewed on: 13th November 2019

Chiptastic

5
Love this app, offering something very different to its competitors with AI saving that truly works and helps you build a pot of savings without trying. X Reviewed on: 12th November 2019

Easy Saving

4
I've been using Chip for a couple of years now and have managed to save around £2000 without even thinking about it. I have recommended it to friends and family who have also seen good results. Reviewed on: 12th November 2019

Great app

4
This app makes saving so much easier, it skims off just what I can afford and it's great to have a safety net for things throughout the year like Christmas and holidays and you don't even notice the money leaving really. I thought I couldn't save anymore than I did (saving for a wedding so it never feels like there's enough left over after for anything else after that) but this app proved me wrong. Customer service are always really quick to respond if you need anything and the app itself is so easy to use and just looks great in general. Reviewed on: 12th November 2019

Savings Amazings!

5
What a wonderful concept and so easy to save! I've managed to save hundred if pounds without even noticing the money disappearing from my account. Cannot recommend enough Reviewed on: 12th November 2019

Easy, effective saving!

5
Chip has allowed me to save a lot of money without even noticing. It's been great to build a secret nest egg without having to extensively budget for it. If I buy myself a treat, Chip responds by taking a bit less that week. It's great! Reviewed on: 12th November 2019

A new way of saving

5
Since using chip I have managed to save over £2000 which I otherwise would not have had the willpower to save! With my upcoming wedding this has been a massive help for me and I continue to recommend Chip to family and friends regularly ☺️ Reviewed on: 12th November 2019

Effortless saving

4
Chip has helped me save for Christmases, Summer holidays and life’s ‘whoops!’ moments. I’ve built up a stash without noticing day-to-day! Reviewed on: 12th November 2019

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