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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Best app ever

5
This little app is a godsend. It's got me to Seville, it's paid off credit card balance and sees me through the end of the month when I'm a little low on funds. I recommend to everyone! Reviewed on: 12th November 2019

Save without knowing!

5
A few months after signing up I already have a few hundred quid, and still make it until the end of the month! It calculates how much you can afford based on your spending and puts it away for you, giving you notice in case you dont want to put any away. If you need to dip into your savings you can transfer back to your account quickly, all my transfers have been same day! Very happy with the service and will hopefully continue to build up my saving and pay off the pesky credit card! Reviewed on: 12th November 2019

Saving without even realising!

5
This is the app equivalent of finding a fiver in a handbag you had stashed in the cupboard... you didn’t miss that fiver when you pocketed it away, but you’re grateful for finding it when you do! Except this isn’t a fiver... this is potentially hundreds of pounds you didn’t notice you had stashed away gradually... which is even more excellent! Reviewed on: 12th November 2019

Making an art of stealth saving

5
Easy background savings for that future treat. Surprising how small amounts can grow. Good returns on your money. Competent Customer chat line for quick resolution of issues. Reviewed on: 12th November 2019

Brilliant, now a motivated saver

4
Chip has changed my perspective around saving. I now enjoy the challenge of seeing the total get higher each month, without it making a significant difference to my disposable income. Reviewed on: 12th November 2019

Has helped me save for the first time in my life

5
Have never managed to save before have always put too little in and took too much out, with chips goals and saving tracker I have managed to save over a £1500 since first using the app, which I have used for holidays and essential purchases! Great well designed app Reviewed on: 12th November 2019

App if the decade

5
It’s taught me how to save without noticing. The app is so easy to use and track your savings, and is really encouraging. Reviewed on: 12th November 2019

Save without seeing

4
Tales a little bit every few weeks and is helping me pray of debts. Reviewed on: 12th November 2019

Savings ease.

5
Chip a a fantastically awesome app. Whatever you want to save for Chip will do it for you without any pain. Then as if by magic tada! Your goal is reached. Withdraw and repeat. Amazing. Reviewed on: 12th November 2019

Saving without thinking

5
The best addition to my financial world since I bought a winning lottery ticket in 2006 (a massive £10 win). Chip is incredibly easy to set up and monitor, with all the control I need to ensure I am actually saving money. After a couple of months, I felt a weight had been lifted as my savings started to increase, and I was still able to actually have fun in my life and not end up with nothing at the end of each month. I wish I'd found this when I was 16... Reviewed on: 12th November 2019

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