Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Life changing

5
Changing habits and helping get rid of debt Reviewed on: 27th January 2020

Excellent App, has already helped me massively

5
Joined Chip approx 1-1.5 years ago. I have never been able to save in the past, but somehow managed to put away thousands without even realising. Paid for a trip to Mauritius and will also cover my tax bill this month. Such an amazing and useful app Thanks Chip Reviewed on: 27th January 2020

Set and forget savings

5
We’ve never managed to save consistently before Chip. Now we’ve saved enough to put two kids through university and go on holiday. Totally recommend this life-changing app! Reviewed on: 27th January 2020

Easy as 1,2. 3

5
Don’t have to do anything, except withdraw it Reviewed on: 27th January 2020

Simply, easy to use and very effective.

5
Chip takes the effort out of savings and works continuously in the background to save up loads of money. Reviewed on: 27th January 2020

Super helpful saving app

5
I am one of those people, that really struggles with saving habits. Since ive got Chip its been massive help, over last year i was able to save over £700 without worrying to put money aside myself, but also the amount so it wont affect my weekly money spend. Thanks to Chip i can go for dream holiday in Thailand in few weeks! The rest of money im keeping in there for future goals ! I have to mention that being able to set multiple goals is great tool aswell ! Thanks Simon! Thank you Chip ! Reviewed on: 27th January 2020

Save££££

5
Don’t miss it don’t have to think about it...just done and can set up goals Reviewed on: 27th January 2020

Reliable, responsive, flexible

4
It calculates savings according to my cash flow and keeps me updated all the time. The app always works unlike others I have tried. Reviewed on: 27th January 2020

Money for nothing

4
A great and painless way to save money.. it’s like putting your small change in a jar every night but someone else does it for you. I’ve saved money I didn’t realise I had. Reviewed on: 27th January 2020

Simple, effective, fun

5
The people who made this app know how to get our attention. They seem to do things with integrity and clearly are passionate about their app - this has gone a long way as the app itself is both functional and very effective. I have saved a fair bit of money without even realising it. Reviewed on: 27th January 2020

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products