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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Brilliant for chipping away

5
So easy to use, brilliant way to save without realising. Reviewed on: 27th January 2020

Ffordd hawddaf o safio fyny

5
Ffordd gorau o safio fyny. Erioed wedi cael problemau Mae'n ardderchog. Da iawn chip! Reviewed on: 27th January 2020

Really good

4
Really good savings app, easy to use and already saved so much and haven't really noticed it coming out of my bank! Reviewed on: 27th January 2020

Best saving app

5
Chip is the best way to save for anything it’s so easy and you always get plenty of warnings before your latest save so you can cancel if need be and plenty of updates too. It’s just so easy love it. Reviewed on: 27th January 2020

Chip

5
Chip is amazing it puts little bits away - that you can ammend and update it has helped me so much especially January when money was tight after christmas Reviewed on: 27th January 2020

Great background savings app

5
Chip, literally chips away in the background to grown your savings. Great app! Reviewed on: 27th January 2020

Absolutely Life Changing

5
Before chip, I never thought I could save any money during a month, however now without a wage increase, I have more money each month to spend on ‘stuff’ for me and my family. IT’s MAGIC !!! Reviewed on: 27th January 2020

Stashing money effortlessly

5
I would spend this money each month if chip didn't stash it away! In 6 months I have a £1000 saved! Reviewed on: 27th January 2020

Saving for Christmas and Birthdays

5
It used to be a stretch saving for my daughter's Christmas, birthday presents and parties. With Chip I didn't even notice the money going out and had enough money for all of the above and a 4 day getaway over new year. I've also managed to build up the savings in my ISA as I no longer need to 'dip in' to it to pay for random stuff. Can't recommend that this app enough. 5 stars Reviewed on: 27th January 2020

Saving made easy

5
Having to consciously save can be a challenge for some but having money automatically syphoned into a savings account makes it a breeze! Reviewed on: 27th January 2020

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