Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Good service so far.

5
Good service so far. No complaints. Reviewed on: 21st March 2025

Chip has really changed the way I save money and mor...

5
Chip has really changed the way I save money and more importantly, helped me save at all. The way it analyses my spending patterns and predicts how much I can put away is transformative and takes away the manual effort which is often a hindrance. I also like their savings accounts and the prize account which, for me, is a fun way to save. Reviewed on: 21st March 2025

Excellent clear easy use savings application.

5
Excellent clear easy use savings application. Perfect for short and long term savings investment offering great competitive rates of interest. Deposits and withdraws are instantly executed making it a truly company to deal with. Reviewed on: 21st March 2025

I love chip put all my savings in the account it’s s...

5
I love chip put all my savings in the account it’s super easy and good rate. Reviewed on: 21st March 2025

Transferring ISA at moment.

4
Transferring ISA at moment. Process really user friendly and questions answered promptly and efficiently by emails Reviewed on: 21st March 2025

Generally a very good experience for online business...

5
Generally a very good experience for online business only impressive Reviewed on: 21st March 2025

Saving and Investments made simple.

5
An excellent way to build a financial nest egg. Once set up everything is seamless and well integrated - savings aspect is automatic with the option to 'opt out' of savings if necessary. Reviewed on: 21st March 2025

Best bank ever, best interest rates ever

5
Best bank ever, best interest rates ever Reviewed on: 21st March 2025

I use chip to save money for holidays every year.

5
I use chip to save money for holidays every year. I don't miss the money coming out. But every year I have a decent amount to pay for a holiday for me and the Mrs. Reviewed on: 20th March 2025

Great rates and excellent service

5
Great rates and excellent service Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1036 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products