Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great rates and great service, highly recommend to e...

5
Great rates and great service, highly recommend to everyone I meet Reviewed on: 20th March 2025

Chip interactions

5
All interactions have always been positive Reviewed on: 20th March 2025

excellent interest rates

5
Very happy with the excellent interest rates Reviewed on: 20th March 2025

Excellent

5
Very easy to use and interest rate good Reviewed on: 20th March 2025

Easy to use app.

5
Easy to use app. Super quick deposits and withdrawals. Great savings rate. Good additional features (prize draw and S&S ISA) Reviewed on: 20th March 2025

Easy to use app.

5
Easy to use app. Simple user interface. Good communication within the app and via emails, written in plain simple English Reviewed on: 20th March 2025

Easy to use, great interest rate.

5
Easy to use, great interest rate. Choice of savings accounts and investments too! Quick transfers to and from your bank account Reviewed on: 20th March 2025

Encountered no problems and app easy to use

5
Great . Easy to manage and very easy to use Reviewed on: 20th March 2025

Good rates and customer service excellent when required

5
Good rates and customer service excellent when required Reviewed on: 20th March 2025

A Happy savings app

5
Chip is an easy to use fun and exciting app to use . Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1036 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products