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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great app and competitive rates

5
Marked neutral for customer service as I have not needed to engage your advisors. To date though, I am more than happy with the transparency of product and competing not making leading rates on savings Reviewed on: 20th March 2025

Great rates and easy to use app.

5
Great rates and easy to use app. Able to transfer other ISAs to my account Reviewed on: 20th March 2025

Really good provider and a delight to use.

5
Really good provider and a delight to use. Reviewed on: 20th March 2025

Excellent saving tool

5
I’ve been using Chip for over 5 years and it’s the best saving tool I’ve ever had Reviewed on: 20th March 2025

Easy to operate.

5
Easy to operate. Good rates of interest. Overall very good. Reviewed on: 20th March 2025

Simple and effective investments for the uninitiated...

5
Simple and effective investments for the uninitiated and seasoned investors through a usable interface Reviewed on: 20th March 2025

Simply simple

5
Very easy to move and keep track of funds with a wide verity of products catering to many different scenarios Reviewed on: 20th March 2025

Perfect for saving for that Christmas pot

5
I recommend Chip to everyone I speak to, it is such an easy way to save and I forget I have it so when I do check my balance, it's a pleasant surprise! My chip savings funded Christmas 2023 and with 3 children/young adults to buy for it was a huge relief and I didn't even realise I was saving. Reviewed on: 20th March 2025

love the ease of use

5
love the ease of use, I"ve used chip since day one and its been so amazing to save for those unforeseen bills without even noticing its happened Reviewed on: 20th March 2025

The app makes saving easy (and dare I say it, a bit...

5
The app makes saving easy (and dare I say it, a bit fun!) I like the goals, I like the referrals to increase your rate. Reviewed on: 20th March 2025

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