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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Very easy to use app.

Very easy to use app. Good customer service when needed more information. Reviewed on: 26th February 2025

Competitive, comprehensive and well presented.

My new CHIP Cash ISA account was fairly easy to set-up. The standard variable interest rate was competitive and the additional 3-month bonus was a big incentive. I also found the information and investing options on the App to be interesting and very well presented. I have not progressed with any other CHIP accounts yet, but probably will after I have considered all the relevant information and guidance. Reviewed on: 26th February 2025

Easy to use saving and investing platform.

Easy to use platform. Great at helping you to build your savings and has higher interest rates vs many other banks. Reviewed on: 26th February 2025

Really enjoy saving up using Chip!

Great experience using Chip, very easy to link my accounts and start doing regular automatic savings or manual ones. Customer service was very helpful when I contacted them in the past. Overall great savings app and would definitely recommend it. Reviewed on: 26th February 2025

Great app

I have been with Chip for a couple of years now and find the app incredibly useful, so much so I’ve saved more than in previous years Reviewed on: 26th February 2025

App is easy to use and savings rate is good

I’ve used chip for saving my cash for a couple of years now. It’s really easy and the savings rate is close to the best out there. Reviewed on: 26th February 2025

Competitive products accessible via easy to use app

Competitive products accessible via easy to use app Reviewed on: 26th February 2025

CHIP IS THE BEST! Forget about all the rest!

I am a long time user of Chip. Started using the service not long after it was released. I was so impressed with the idea of Chip that I even invested in their company! I love using it and it’s the only platform I use to save my money. I have recommended to all my friends and family and even work colleagues to use chip! So user friendly and if invested correctly you get a great return! Highly highly recommend! Reviewed on: 19th February 2025

Thoughts of a novice

I've been using chip for about 4 months, it was quick to set up, easy to navigate and has plenty of ways to help a novice like me build something (not least, better financial habits) for the future. They also dealt with an issue I had within 3 hours and made sure to check in with me after it was rectified. Great bank! Reviewed on: 19th February 2025

Best App for saving

Living in London I find it incredibly difficult to save money but when I got Chip I managed to start saving and with the AI saves I dont even notice it. I also find Chip has some of the best rates for savings and ISA accounts. This has enabled me to enjoy London more and I have recommended Chip to my friends and family. Reviewed on: 19th February 2025

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