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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Top of the Tree

5
Savings has entered a phase with a Fast and instant app with good rates ; see your interest grow daily and paid monthly almost too good to be true. . Leaves all others behind imo . Reviewed on: 27th April 2024

Instant cash ISA

5
Easy app to use and there instant cash ISA is awesome. Reviewed on: 25th April 2024

Chip helped me save to buy my first house and has co...

5
Chip helped me save to buy my first house and has continued to help me save after that. It's easy to use and I don't have to think about it Reviewed on: 16th April 2024

So straight forward to use.

5
So straight forward to use. To get the most out of it, you want saving money to be easy to do and Chip smashes it in that respect Reviewed on: 16th April 2024

been using chip to save up, works very well...

5
been using chip to save up, works very well for me Reviewed on: 15th April 2024

Fantastic app.

5
Fantastic app. Definitely a great way to save for the young and old Reviewed on: 15th April 2024

Easy app to use

5
As a dinosaur (60) I find this app very user friendly and so easy to use Reviewed on: 15th April 2024

Excellent app.

5
Excellent app. Great rates and fabulous communication Reviewed on: 15th April 2024

Great interest rates and other features

5
I like that the bank offers easily accessible and competitive interest rates. Moreover, the investment guidance they offer is really helpful. Reviewed on: 15th April 2024

Really easy to use savings app with great products

5
Really easy to use savings app with new products added all the time - I especially love the new flexible cash ISA. Ideal for people who don't know how much they can commit to save each year in advance. Reviewed on: 15th April 2024

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