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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Fantastic Savings App

I have been using Chip for sometime as previously I had struggled to save regularly as it involved a 'conscious' effort to do so whereas with Chip this occurs automatically. it also notifies me before taking the amount thereby allowing me to adjust it (either up or down) or even cancel that save if I need too. I also had to contact their customer service once when I was unable to access my old phone to transfer the account to a new one and this was dealt with promptly. I honestly can't think of any negatives from my aspect Reviewed on: 22nd February 2024

Consistently high interest rates

Consistently high interest rates on their savings account over the last year means I haven't felt the need to go chasing the best deals as the base rate has constantly changed. And the ease of saving what I can regularly really takes the pressure off. Reviewed on: 22nd February 2024

I joined on a referral scheme and was very sceptical...

I joined on a referral scheme and was very sceptical as I get easily overwhelmed with these sort of products, but I loved it and stayed. But I find it easy to manage, I feel my money is safe and the interest is amazing. Highly reccomend! Reviewed on: 22nd February 2024

As Chip is purely app based, they better get it righ...

As Chip is purely app based, they better get it right, and they have. It's easy to use. On top of that, it was the best savings rate I could find. Reviewed on: 22nd February 2024

Excellent, easy to use app.

Excellent, easy to use app. Quick and simple to add or withdraw funds from or to your linked bank account. For a long while they offered the highest savings instant access savings account rate, but is no longer the top rate. Reviewed on: 22nd February 2024

easy and great interest

easy to add and remove money. with great interest. Reviewed on: 22nd February 2024

Simple and easy way to save money.

Simple and easy way to save money. The app is friendly, accessing your money and making withdrawals no hassle. Reviewed on: 22nd February 2024

Great savings account

It’s a great savings account for when you have a good amount of money in there. I have benefitted massively from using a chip account. Reviewed on: 22nd February 2024

Great stuff!

Great stuff! It just works. The app is well designed and the projects are good Reviewed on: 22nd February 2024

CHIP.. best in the game!

I feel valued at CHIP, not like most banks or savings accounts. Constantly in touch, constantly improving! Unbeatable for rates & with this your funds aren’t locked away for a year+ either like most savings accounts with these kind of rates. Transactions are super fast & most importantly, myself & my money feels safe. Highly recommend! Reviewed on: 22nd February 2024

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