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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18446)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Very good app

5
Mobile banking app is very easy to use and access. Reviewed on: 22nd February 2024

great interest rates

5
Easy way to save, fast withdrawal, great interest rate, and a chance to win cash in the monthly draw, love this app banking, thanks chip Reviewed on: 22nd February 2024

Long term user

5
I have been using Chip almost since it's launch. It enables myle to save without feeling the pinch. Setting limits is easy, as is withdrawing. It feels safe with the link to the bank is verified. Reviewed on: 22nd February 2024

Great savings app and rate of interest

5
Great savings app and rate of interest Reviewed on: 22nd February 2024

It just works

5
Set it up and mney magically appears in your savings accounts so you don't get the chance to spend it! Reviewed on: 22nd February 2024

In a way to great and funny way to invest and save...

5
In a way to great and funny way to invest and save money. Reviewed on: 22nd February 2024

Never had a problem paying in or taking out always b...

5
Never had a problem paying in or taking out always been a smooth process and transaction Reviewed on: 22nd February 2024

Chip are a great company, saving with them is a joy...

5
Chip are a great company, saving with them is a joy to behold. Reviewed on: 22nd February 2024

I found Chip’s interest rates to be competitive and...

5
I found Chip’s interest rates to be competitive and the app was super easy to download and set up. There are also no additional annoying requirements with the instant access account. Simple! Reviewed on: 21st February 2024

Very good, simple to use.

5
Very good, simple to use. Easy to withdraw and sync up to bank accounts. Very responsive customer service. Reviewed on: 21st February 2024

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