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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Very good, simple to use.

5
Very good, simple to use. Easy to withdraw and sync up to bank accounts. Very responsive customer service. Reviewed on: 21st February 2024

No negatives.

5
No negatives. I have recommended accounts to multiple people Reviewed on: 21st February 2024

Would totally recommend

5
The app is so easy to use. I have had zero concerns and feel my mo et is in the safest of hands. Reviewed on: 21st February 2024

Just join!

5
I was recommended by a friend and it’s boosted my savings so much. I’ve tried and tried in the past but so far only Chip has worked! Reviewed on: 21st February 2024

Chip is excellent.

5
Chip is excellent. I have several accounts with them (Instant Access, ISA, Prize Account) Reviewed on: 21st February 2024

Easy access to savings, excellent interest rates and...

5
Easy access to savings, excellent interest rates and savvy app. Reviewed on: 21st February 2024

Nothing complicated

5
Everything is in clear English and easy to understand. Reviewed on: 21st February 2024

Easy way to save, excellent interest rates and insta...

5
Easy way to save, excellent interest rates and instant access, what’s not too like? Reviewed on: 21st February 2024

would recommend

4
Interest increases have been great, recommended to friends. Would like the ability to add more than one debit card at once Reviewed on: 21st February 2024

Easy user friendly app; good savings rates

5
Easy user friendly app; good savings rates Reviewed on: 21st February 2024

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