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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use app with very helpful customer support.

Easy to use app with very helpful customer support. Reviewed on: 22nd February 2024

Very competitive interest rates with instant access

CHIP provides a very competitive interest rate for cash saving with both monthly interest payments and instant (within minutes) access to your money. While ISAs and other types of saving account are provided, this to me is the core proposition that means I will continue to use CHIP as a high interest extension to my current account, and to recommend to my friends and family (three so far have started to use CHIP) Reviewed on: 22nd February 2024

Easy Chip

Have been with chip for about 6 mths have found the app very easy to use .. interest rates have been excellent..up dates are always great …access to deposit and withdrawal are easy to use …the app has plenty of information on saving and investment…have not had to use customer service yet as have always found the right information I needed on app…we are a family of Chip Reviewed on: 22nd February 2024

Chip - great instant access account.

Good interest rate, especially for instant access savings. Monthly interest added. Easy to use app for deposits and withdrawals. Customer service on hand to assist with any issues. Reviewed on: 22nd February 2024

Simple straight forward saving with a great return

Simple straight forward saving with a great return Reviewed on: 22nd February 2024

the app is very easy to use , if i have had any que...

the app is very easy to use , if i have had any questions all are answerd in a fewhours Reviewed on: 22nd February 2024

Chip is ok.

Chip is ok. App works well interest rate was really good however now been surpassed by others. Occasionally the app fails when paying in. Overall good. Reviewed on: 22nd February 2024

Worthwhile dividends

I particularly enjoy the dividends I receive. Reviewed on: 22nd February 2024

Very good app

Mobile banking app is very easy to use and access. Reviewed on: 22nd February 2024

great interest rates

Easy way to save, fast withdrawal, great interest rate, and a chance to win cash in the monthly draw, love this app banking, thanks chip Reviewed on: 22nd February 2024

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