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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Secure, reliable service offering good interests rates

Secure, reliable service offering good interests rates Reviewed on: 22nd February 2024

Very easy to open a savings account.

Very easy to open a savings account. Excellent rates. Added to waitlist for ISA, and timely communication to open that too. Customer support have also been excellent when I've needed them. Reviewed on: 22nd February 2024

Chip off the bank rate

With no branches I would expect interest paid to be closer to the bank rate 5.25% Reviewed on: 22nd February 2024

Always had a good experience with chip

Always had a good experience with chip Reviewed on: 22nd February 2024

Chip works wonderfully and there’s nothing to dislike.

Chip works wonderfully and there’s nothing to dislike. The app is very well built and easily accessible. Lots of great options for saving and investing money - interest is competitive and the whole experience feels very safe and trustworthy. Reviewed on: 22nd February 2024

Low effort way to save

Low effort way to save and I enjoy the financial too Reviewed on: 22nd February 2024

Efficient and easy to use with a good rate of interest.

Efficient and easy to use with a good rate of interest. Reviewed on: 22nd February 2024

I'm chipper with chip

Like the app as its easy to use and always available. The interest rates are always very competitive. Great service. Reviewed on: 22nd February 2024

Guaranteed interest.

Very good app, easy to adjust preferences so that cash flow is exactly as you want it. Effective communications but not bombardments. Constantly evolving with new account choices. Reviewed on: 22nd February 2024

Brill , cant rate highly enough just wish you could...

Brill , cant rate highly enough just wish you could split your automatic saves between accounts Reviewed on: 22nd February 2024

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