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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Long term user

I have been using Chip almost since it's launch. It enables myle to save without feeling the pinch. Setting limits is easy, as is withdrawing. It feels safe with the link to the bank is verified. Reviewed on: 22nd February 2024

Great savings app and rate of interest

Great savings app and rate of interest Reviewed on: 22nd February 2024

It just works

Set it up and mney magically appears in your savings accounts so you don't get the chance to spend it! Reviewed on: 22nd February 2024

In a way to great and funny way to invest and save...

In a way to great and funny way to invest and save money. Reviewed on: 22nd February 2024

Never had a problem paying in or taking out always b...

Never had a problem paying in or taking out always been a smooth process and transaction Reviewed on: 22nd February 2024

Chip are a great company, saving with them is a joy...

Chip are a great company, saving with them is a joy to behold. Reviewed on: 22nd February 2024

I found Chip’s interest rates to be competitive and...

I found Chip’s interest rates to be competitive and the app was super easy to download and set up. There are also no additional annoying requirements with the instant access account. Simple! Reviewed on: 21st February 2024

Very good, simple to use.

Very good, simple to use. Easy to withdraw and sync up to bank accounts. Very responsive customer service. Reviewed on: 21st February 2024

No negatives.

No negatives. I have recommended accounts to multiple people Reviewed on: 21st February 2024

Would totally recommend

The app is so easy to use. I have had zero concerns and feel my mo et is in the safest of hands. Reviewed on: 21st February 2024

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