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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Great banking app

Easy to use app, no fuss banking Reviewed on: 21st February 2024

Superb Bank

Superb bank that's easy to use, unlike the dinosaur banks that are dragging down the economy. Reviewed on: 21st February 2024

Chip off the old block

Good banking app easy to follow and very clear. Reviewed on: 21st February 2024

Excellent products with good rates

Excellent products with good rates Reviewed on: 21st February 2024

I have used chip from the start, makes it easy to sa...

I have used chip from the start, makes it easy to save without thinking about it, fast access when I need to make a withdrawal, overall my favourite banking app and company Reviewed on: 21st February 2024

Easy to use and best savings rate, but at a cost

The app is easy to use but the costs are not competitive compared to other providers. They have the best savings rate though so depending on how much your saving the charges are a mute point. Reviewed on: 21st February 2024

Can't fault it!

I got chip when it was early and have had great success with saving small amounts of money and reaching goals. Now with the added options for investments and ISAs it really has grown into a fantastic product. Reviewed on: 21st February 2024

Modern friendly banking.

Modern friendly banking. Simple and easy to use Reviewed on: 21st February 2024

Competitive rates.

I receive a very competitive rate of interest both in my savings account and ISA. It is easy to deposit funds and CHIP keep you updated on market trends. Reviewed on: 21st February 2024

Easy to use and connect to your main account.

Easy to use and connect to your main account.great that you receive interest monthly aswell making compound interest work which is very important whilst saving.foumd it to be the best interest rate in the market. Reviewed on: 21st February 2024

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