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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Excellent

I have never had an issue excellent interest rate Reviewed on: 21st February 2024

Great savings accounts

Straightforward to administer and accessible 24/7 Reviewed on: 21st February 2024

Chip is great, easy to deposit and withdraw, great i...

Chip is great, easy to deposit and withdraw, great interest. I have recommended to my husband and son, they love it too. I keep my easy to access savings with Chip. Reviewed on: 21st February 2024

Great app

Great app great features/accounts great interest rates and couldn't be easier to use what more do I need! Reviewed on: 21st February 2024

Easy to get started with as can be integrated with m...

Easy to get started with as can be integrated with majority of current accounts from other backs Reviewed on: 21st February 2024

Very Happy Customer

I’ve been a Chip customer for about three years now, and I’m a really big fan of the AI savings feature - as well as the company’s ability to adapt to the BoE interest changes over time. They’ve been great if I’ve ever needed to change any details or move money around, and I’m loving the biggest bonus - which is the interest! Reviewed on: 21st February 2024

I love Chip.

Easy to use. Frequent communications and very quick to react to increases in interest rate. Often reach out to customers asking what they would like to see next. Feels like a bank that listens and reacts to customes and is working for us. Have recommended to lots of family and friends. Chip helps make saving fun as interest accrues daily and is applied monthly! Reviewed on: 21st February 2024

Efficient

Efficient service . The App is very easy to use Reviewed on: 21st February 2024

Hassle free transfers into and out of the account.

Hassle free transfers into and out of the account. Reviewed on: 21st February 2024

I've found Chip a great addition to my savings and i...

I've found Chip a great addition to my savings and investment services. Innovative products and good pricing. Reviewed on: 21st February 2024

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