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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Used Chip to manage our savings.

Used Chip to manage our savings. Like the different ideas of how to increase miney growth without it being always shoved in your face. Easy to set up and use on a daily bases.. Reviewed on: 21st February 2024

Satisfactory customer experience.

Satisfactory customer experience. I’ve used for very short periods but in the period I don’t have any issue so it’s good all for me. Reviewed on: 21st February 2024

I really like the auto-save feature as it makes incr...

I really like the auto-save feature as it makes increasing my savings relatively painless. Good functionality and ready access to cash if I need it. Easy and intuitive app. Reviewed on: 21st February 2024

The highest interest rates I’ve seen for a while

Chip offers the highest interest rates available for instant access to your money. The app is very user friendly and putting money in and out is incredibly easy. Not to mention the variety of options available with chip including investments or long term isa Reviewed on: 21st February 2024

Great app that works, easy to use.

Great app that works, easy to use. Reviewed on: 21st February 2024

Positive experience using instant access savings and...

Positive experience using instant access savings and fixed term bond. Very responsive and productive customer service. Reviewed on: 21st February 2024

So convenient to use.

So convenient to use. Transfer money instantly. Competitive rates. Reviewed on: 21st February 2024

Best instant access rate on the market.

Best instant access rate on the market. Easy to use. Reviewed on: 21st February 2024

Great service and good value!

Really impressed with the service and usability of the app. The rate is a good rate and changes following base rate changes. Recommend to anyone looking for a good value savings proposition! Reviewed on: 21st February 2024

Just a great way of saving.

Just a great way of saving. Very easy to move your monies easy access and I love the chip prize saving account not won yet but you never know! Reviewed on: 21st February 2024

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