Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Great savings plans easily explained and simple to u...

5
Great savings plans easily explained and simple to use the app Reviewed on: 21st February 2024

Easy to use app and saving accounts, easy to withdra...

5
Easy to use app and saving accounts, easy to withdraw too. Reviewed on: 21st February 2024

My Chip Journey

5
I find that saving has been made easy with chip and with the growth of the company im enjoying the ride as the whole exercise has become fun. Reviewed on: 21st February 2024

Love chip !

5
Love chip ! Easy and accessible to the masses Reviewed on: 21st February 2024

Chip use intelligent methods to help you save withou...

5
Chip use intelligent methods to help you save without noticing you are doing it. Which is a brilliant idea. You have control at all times if you need it though. Reviewed on: 21st February 2024

No problems- app works every time - customer service...

5
No problems- app works every time - customer service excellent . Will carry on saving with Chip as so easy Reviewed on: 21st February 2024

Great on all counts

5
Easy. Quick. Intuitive. Really good interest rate. I’ve recommended it to a number of friends. And been part of Chip’s crowdfunding. It’s that good I’m investing in it! Reviewed on: 21st February 2024

best savings account I've ever used!!!

5
It's the best savings account I've used, the people that work there are great! And I will be a customer for many years to come!!! Reviewed on: 21st February 2024

So easy to use, and a real helpful tool in increasin...

5
So easy to use, and a real helpful tool in increasing savings even if you don’t know what you’re doing. Reviewed on: 21st February 2024

It is a great way to start your saving journey...

5
It is a great way to start your saving journey Reviewed on: 21st February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1047 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products