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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

best savings account I've ever used!!!

5
It's the best savings account I've used, the people that work there are great! And I will be a customer for many years to come!!! Reviewed on: 21st February 2024

So easy to use, and a real helpful tool in increasin...

5
So easy to use, and a real helpful tool in increasing savings even if you don’t know what you’re doing. Reviewed on: 21st February 2024

It is a great way to start your saving journey...

5
It is a great way to start your saving journey Reviewed on: 21st February 2024

Used Chip to manage our savings.

5
Used Chip to manage our savings. Like the different ideas of how to increase miney growth without it being always shoved in your face. Easy to set up and use on a daily bases.. Reviewed on: 21st February 2024

Satisfactory customer experience.

5
Satisfactory customer experience. I’ve used for very short periods but in the period I don’t have any issue so it’s good all for me. Reviewed on: 21st February 2024

I really like the auto-save feature as it makes incr...

5
I really like the auto-save feature as it makes increasing my savings relatively painless. Good functionality and ready access to cash if I need it. Easy and intuitive app. Reviewed on: 21st February 2024

The highest interest rates I’ve seen for a while

5
Chip offers the highest interest rates available for instant access to your money. The app is very user friendly and putting money in and out is incredibly easy. Not to mention the variety of options available with chip including investments or long term isa Reviewed on: 21st February 2024

Great app that works, easy to use.

5
Great app that works, easy to use. Reviewed on: 21st February 2024

Positive experience using instant access savings and...

5
Positive experience using instant access savings and fixed term bond. Very responsive and productive customer service. Reviewed on: 21st February 2024

So convenient to use.

5
So convenient to use. Transfer money instantly. Competitive rates. Reviewed on: 21st February 2024

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