Write a review

Newsletter

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

View other Chip products

4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Excellent products with good rates

Excellent products with good rates Reviewed on: 21st February 2024

I have used chip from the start, makes it easy to sa...

I have used chip from the start, makes it easy to save without thinking about it, fast access when I need to make a withdrawal, overall my favourite banking app and company Reviewed on: 21st February 2024

Easy to use and best savings rate, but at a cost

The app is easy to use but the costs are not competitive compared to other providers. They have the best savings rate though so depending on how much your saving the charges are a mute point. Reviewed on: 21st February 2024

Can't fault it!

I got chip when it was early and have had great success with saving small amounts of money and reaching goals. Now with the added options for investments and ISAs it really has grown into a fantastic product. Reviewed on: 21st February 2024

Modern friendly banking.

Modern friendly banking. Simple and easy to use Reviewed on: 21st February 2024

Competitive rates.

I receive a very competitive rate of interest both in my savings account and ISA. It is easy to deposit funds and CHIP keep you updated on market trends. Reviewed on: 21st February 2024

Easy to use and connect to your main account.

Easy to use and connect to your main account.great that you receive interest monthly aswell making compound interest work which is very important whilst saving.foumd it to be the best interest rate in the market. Reviewed on: 21st February 2024

Easy to use app,Easy to sign up ,quick to share info...

Easy to use app,Easy to sign up ,quick to share information. Competitive interest rates ,quick to carryout transactions Reviewed on: 21st February 2024

Great app helped me save for that raining day holida...

Great app helped me save for that raining day holidays highly recommended Reviewed on: 21st February 2024

Just an easy way to save money without missing it an...

Just an easy way to save money without missing it and can be got back quickly if the need arises. Reviewed on: 21st February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from AstroPay 2.81 from 18 reviews
Personal finance (discontinued)
from Zoogla (inactive company) 4.07 from 3 reviews
Adult account
from HyperJar 4.74 from 2963 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.86 from 1047 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub