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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
7667% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

CHIP -Champion Highest Investment Provider

5
CHIP has done so very much from inception, to offer the public an innovative, easy way of saving, and then from the savings made, the user can spend on items needed or invest in very rewarding investment schemes, to cover all risk ranges. The CHIP app is so easy to use says she 69 y.o. Go for it ... you will save and earn more on your savings! Reviewed on: 1st March 2022

savings with chip doing well

5
I have savings with chip that have had a good interest rate since placing them with chip Reviewed on: 27th March 2025

Really good interest rates and easy to use website

5
Really good interest rates and easy to use website Reviewed on: 27th March 2025

Excellent service

5
Opening a Chip account was incredibly easy and saving has never been easier! Reviewed on: 27th March 2025

Great banking experience

5
Banking is quick and easy, feels safe and secure and the rates are excellent. I appreciate the clear and quick communications when needed too! Reviewed on: 27th March 2025

Simple to use but effective App

5
Very easy to use. Excellent savings rates. Great variety of products but simple to understand. Reviewed on: 27th March 2025

Best way to save money

5
Chip has been a great way to save and keep my money safe and secure. I can easily see interest accrued and deposit as much or as little as I can. I have been vocal in my recommendations to family and friends and find it great you get a boosted interest rate. Communications are clear and concise. The UI is easy to use, friendly and pleasing to the eye. Reviewed on: 27th March 2025

Never had any problems, works!

5
Never had any problems, works as I need it to Reviewed on: 27th March 2025

So easy, very clear and transparent with interest rates

5
So easy, very clear and transparent with interest rates Reviewed on: 27th March 2025

I love Chip.

5
I love Chip. It's so accessible and easy to follow Reviewed on: 27th March 2025

Great App and competitive rates.

5
I have found Chip easy to use and love the App.Safe and secure and any withdrawals are done immediately. Reviewed on: 27th March 2025

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