Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Very good bank, easy to use, instant transfers

5
Very good bank, easy to use, instant transfers Reviewed on: 21st February 2024

Brilliant App and a 5 star service

5
Brilliant App and a 5 star service Reviewed on: 21st February 2024

Chip helps me save money that ordinarily I would not...

5
Chip helps me save money that ordinarily I would not have saved. I love the fact you can save spare change and earn interest at the same time. Chip has one of the highest interests rates I have found that has instant withdrawals Reviewed on: 21st February 2024

Everything else is very good except as stated above

5
I don’t like the customer service where I can’t directly speak to someone, instead I have to leave a message to get a response. Reviewed on: 21st February 2024

Easy to connect my bank account.

5
Easy to connect my bank account. Reviewed on: 21st February 2024

Great rates.

5
Great rates. Easy app to manage payments into and out of your account. Reviewed on: 21st February 2024

Good stuff this is

5
Good stuff this is. Earned about +200£ just from my money sitting in the account. :) Reviewed on: 21st February 2024

Simplicity

5
Straight forward and smooth to use Reviewed on: 21st February 2024

Perfect, uncomplicated service

5
Very good interest rate on an instant access account. Easy to use app, perfect, uncomplicated service. Reviewed on: 21st February 2024

It's been a nice app to help save.

4
It's been a nice app to help save. Reviewed on: 21st February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products