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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Easy to access,good interest rates,

Easy to access,good interest rates,easy app.Would definitely recommend to a friend Reviewed on: 21st February 2024

Everything is so simple, easy to navigate and valuab...

Everything is so simple, easy to navigate and valuable support if needed Reviewed on: 21st February 2024

Easy to set up and use.

Easy to set up and use. Decent interest rates Reviewed on: 21st February 2024

Great service

Easy to use and great interest rate offered. Showing big banks how it should be done! Reviewed on: 21st February 2024

Great place to save with excellent interest rate.

Great place to save with excellent interest rate.App is easy to use,deposits and withdrawals are not complicated at all. Reviewed on: 21st February 2024

I feel very safe banking with chip it is a very clea...

I feel very safe banking with chip it is a very clear app and easy to understand. Reviewed on: 21st February 2024

Chip is the best banking app

I think chip is the best app for savings right now. This is because it offers great interest on an instant access savings. Not only that it offers loads of other saving options like the SMP 500 if you want to be more risky! I also like the other little savings like the raffle savings as it’s money I plan on spending soon but can have a chance and winning more which is cool and I have never seen it done before! Reviewed on: 21st February 2024

No longer a front runner in the interest rate race!!

The interest rate is less now than many other easy access accounts. It has not increased for some time now. I'm looking to withdraw all my funds sooner rather than later Reviewed on: 20th February 2024

It’s so easy and simple and I love the interface...

It’s so easy and simple and I love the interface Reviewed on: 20th February 2024

Easy saving, great interest!

Chip is the easiest way to save, great interest rates too Reviewed on: 20th February 2024

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