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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Great experience

5
Great experience since opening my account Reviewed on: 20th February 2024

Wish i had used this app in it's inception

5
Wish i had used this app in it's inception Reviewed on: 20th February 2024

Best on the market!

5
Chip has been a very easy to use app and the interest rate on my savings is much higher than most other saving accounts. Great experience 10/10 Reviewed on: 20th February 2024

It’s been so easy to use, everything is explained we...

4
It’s been so easy to use, everything is explained well and user friendly Reviewed on: 20th February 2024

Really easy to use and great interest rates

5
Really easy to use and great interest rates Reviewed on: 20th February 2024

Savings account

5
I have saved with Chip since it opened and the interest rate offered is very competitive. Results seen monthly. Easy to withdraw if necessary. No dealings with customer service so far. Reviewed on: 20th February 2024

I find App very user friendly and easy to navigate.

4
I find App very user friendly and easy to navigate. Reviewed on: 20th February 2024

Great App

5
Not used customer service. Easy to set up account and great rates Reviewed on: 20th February 2024

Saving Experince

5
Easy to set up an account and access. Regular communication regarding interest rate changes. Quick and simple to add or withdraw money. Have no complaints so far and have shared my experience with friends and family. Would highly recommend chip Reviewed on: 20th February 2024

Great app, easy to use.

5
Great app, easy to use. Payments and withdrawals are done nearly instantly. I really reccomend Chip Reviewed on: 20th February 2024

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