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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
7667% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Superb

5
Brilliant app allowing easy access to your savings and an extremely competitive rate.love everything about the chip app. Reviewed on: 8th February 2023

Clear and simple, straightforward to use app making...

5
Clear and simple, straightforward to use app making modern banking easy. Unique prize giving account a fun alternative to NI savings bonds Reviewed on: 27th March 2025

Good not great anymore

4
Great app. Interest rates not quite so competitive especially ISA. Fast and simple to move money around. Reviewed on: 27th March 2025

Excellent Does what it says on the tin

5
Excellent Does what it says on the tin Reviewed on: 27th March 2025

Chip turned me into a saver

5
I'm a terrible saver but with chip's help, I'm regularly automatically saving and now have an emergency fund. Customer service is also highly responsive, easy and helpful Reviewed on: 27th March 2025

Opened a high interest savings account that persists...

5
Opened a high interest savings account that persists to be competitive rather than settling for the poor returns of the typical major banks. Reviewed on: 27th March 2025

A must-have Savings & Investments APP

5
I've been there from the start. Love the App and the development of the APP and the delivery of new products regularly. A must-have Savings & Investments APP Reviewed on: 27th March 2025

Used for while now and really enjoy, use it partiall...

5
Used for while now and really enjoy, use it partially as a savings till I need the cash Reviewed on: 27th March 2025

Chip is so easy to setup and use

5
Chip is so easy to setup and use. I love that I get the best interest rate Reviewed on: 27th March 2025

No issues, good opportunities

5
The app is super user friendly and I can check my savings rates and stats quite easily. Transfer funds and withdrawals are instant and pain free! Reviewed on: 27th March 2025

A very easy way of saving money.

5
A very easy way of saving money. The app works exactly as required. Reviewed on: 27th March 2025

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