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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Chip the friends banks

5
Chip is the most user friendly bank I’ve used in my 50 odd years of banking Reviewed on: 19th February 2024

So easy to use and such an easy way to save!

5
So easy to use and such an easy way to save! Highly recommend Reviewed on: 19th February 2024

Great app to save money without you realising.

5
Great app to save money without you realising. By saving little and often you quickly rack up a decent amount of money. Introduces different t ways to save too Reviewed on: 19th February 2024

Excellent service, easy to use app, good quality sta...

5
Excellent service, easy to use app, good quality statements and leading interest rate. I think this is more favourite banking app. Reviewed on: 19th February 2024

Great interest rate and easy to use

5
Great interest rate and easy to use Reviewed on: 19th February 2024

Great way to save money.

5
Great way to save money. The app is simple to use and not complicated. Easily read and has a range of accounts and investments available. The interest rates are fairly good and it's now better with same day transactions. (especially if you need to withdraw for those unexpected moments!) Reviewed on: 19th February 2024

So simple and easy to use - mindless saving, does it...

5
So simple and easy to use - mindless saving, does it get any better?? Reviewed on: 19th February 2024

Been easy app to use.

5
Been easy app to use. Good interest rate. Easy to transfer money Reviewed on: 19th February 2024

Really flexible interest rates

5
Really good interest rates, adapting to the market recently has been really good Reviewed on: 19th February 2024

Great interest rate, best in the market.

5
Great interest rate, best in the market. Easy to use and can withdraw for instant access. Reviewed on: 19th February 2024

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