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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Very easy to use!

5
Very easy to use! I like the interface and graphic design. Good communication too. The navigation is clear, unlike other apps I have used. Reviewed on: 20th February 2024

Chip has revolutionized my saving habits!

5
Chip has revolutionized my saving habits! With its user-friendly interface and automatic savings feature, reaching my financial goals has never been easier. Highly recommend! Reviewed on: 19th February 2024

Easy and competitive interest rate

5
Easy to use and always a great interest rate Reviewed on: 19th February 2024

Good savings, easy app to navigate, good customer se...

5
Good savings, easy app to navigate, good customer service Reviewed on: 19th February 2024

Instantly Available

5
Good rate of interest, instantly available and very easy to use. Reviewed on: 19th February 2024

Your future super financial app

5
Excellent interest rates, easy to use app. Soon to be one stop shop for financial services Reviewed on: 19th February 2024

Fantastic company

5
Chip is an excellent way to get a great interest rate on your savings, I haven’t had any problems at all, very easy to set up and they’re always there if you need any help! Reviewed on: 19th February 2024

Saving made easy

5
Chip making saving very easy. I have been using chip for years and I’ve even put my sisters and friends onto it. Reviewed on: 19th February 2024

Just works!

5
Just works! Simole and great rates. Reviewed on: 19th February 2024

Innovative app bank, evolving perks

5
Chip are an innovative app bank, that have continuously evolved since their creation a few years ago. For example, deposits now happen immediately, compared to two working days a few years back. They often have market leading interest rates. I’ve not had to engage with their customer service department so can’t comment on that. Reviewed on: 19th February 2024

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