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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

So simple and easy to use - mindless saving, does it...

5
So simple and easy to use - mindless saving, does it get any better?? Reviewed on: 19th February 2024

Been easy app to use.

5
Been easy app to use. Good interest rate. Easy to transfer money Reviewed on: 19th February 2024

Really flexible interest rates

5
Really good interest rates, adapting to the market recently has been really good Reviewed on: 19th February 2024

Great interest rate, best in the market.

5
Great interest rate, best in the market. Easy to use and can withdraw for instant access. Reviewed on: 19th February 2024

Really easy to use app.

5
Really easy to use app. Great returns. Reviewed on: 19th February 2024

Reliable, efficient and responsive

4
Efficient and prompt transfers, although often overloaded at busy times in the past Reviewed on: 19th February 2024

Love the app.

5
Love the app. Easy to use, good intrest Reviewed on: 19th February 2024

Great - delivers what it promises, good rate and ins...

5
Great - delivers what it promises, good rate and instant access. No complaints from me fffffffjdjd dufus jdidjehfjd didhehdhdjfbe I’d dufus jdjdjdjfj jdjdjdjf jdjdjdjdjf jdjdjdjfj djdjdjd djdjdjd djdjdjdjd d. Reviewed on: 19th February 2024

An excellent product & service ..,

5
Have been with Chip a few months now . They are excellent & I love seeing the u tweets added each month . Reviewed on: 19th February 2024

I can’t see myself ever using another savings account.

5
I’ve been a chip user since the very early days and I’ve only seen this bank grow in strength. They continue to work on extremely useful updates, listening and working with their users to give us what we need from a bank. The app is intuitive and easy to use, the customer service is fantastic, I recommend it to everyone. Reviewed on: 19th February 2024

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