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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Great interest rate, best in the market.

5
Great interest rate, best in the market. Easy to use and can withdraw for instant access. Reviewed on: 19th February 2024

Really easy to use app.

5
Really easy to use app. Great returns. Reviewed on: 19th February 2024

Reliable, efficient and responsive

4
Efficient and prompt transfers, although often overloaded at busy times in the past Reviewed on: 19th February 2024

Love the app.

5
Love the app. Easy to use, good intrest Reviewed on: 19th February 2024

Great - delivers what it promises, good rate and ins...

5
Great - delivers what it promises, good rate and instant access. No complaints from me fffffffjdjd dufus jdidjehfjd didhehdhdjfbe I’d dufus jdjdjdjfj jdjdjdjf jdjdjdjdjf jdjdjdjfj djdjdjd djdjdjd djdjdjdjd d. Reviewed on: 19th February 2024

An excellent product & service ..,

5
Have been with Chip a few months now . They are excellent & I love seeing the u tweets added each month . Reviewed on: 19th February 2024

I can’t see myself ever using another savings account.

5
I’ve been a chip user since the very early days and I’ve only seen this bank grow in strength. They continue to work on extremely useful updates, listening and working with their users to give us what we need from a bank. The app is intuitive and easy to use, the customer service is fantastic, I recommend it to everyone. Reviewed on: 19th February 2024

App is so easy and love the flexibility

5
App is so easy and love the flexibility Reviewed on: 19th February 2024

Easy and great to use.

5
Easy and great to use. App is accessible and easy to manage Reviewed on: 19th February 2024

This is a brilliant App.

5
This is a brilliant App. It’s fast and reliable and the rates are the best around. So flexible, no penalties. It’s perfect. Reviewed on: 19th February 2024

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