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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Good service and communication.

I’ve been very pleased with the service and communication offered by ‘Chip’ following my investments with them. Reviewed on: 20th February 2024

Chip makes saving easy

I’ve never been good at saving, but chip has made it so much easier. I never feel the money being lost & the interest you get back is better than a lot of banks. I have recommended chip to many people, who also share the same experience. Only downside is the fee each month. Reviewed on: 20th February 2024

Great app

They always provide great interest rates and the app is simple and easy to use Reviewed on: 20th February 2024

Very simple, no jargon and easy to navigate

Very simple, no jargon and easy to navigate Reviewed on: 20th February 2024

Simple and effective!

I love that chip is easy to use - making my saving experience much easier. I do not invest but I know if I ever want to, chip will be where I start. They make info digestible for the every day consumer and I really appreciate that. Reviewed on: 20th February 2024

Clear. Simple. Market leading.

Best rates, excellent UX and CX. Continue to innovate and grow the product to remain interesting and compete as a challenger. Reviewed on: 20th February 2024

Great way to squirrel money away

Been using Chip for years to help put money aside to pay for bills Reviewed on: 20th February 2024

I like the autosave function.

I like the autosave function. Suprised at the amount I save without noticing Reviewed on: 20th February 2024

Easy to use, instant access, good interest rate

Easy to use, instant access, good interest rate Reviewed on: 20th February 2024

Easy access to money, good interest rate and easy to...

Easy access to money, good interest rate and easy to add money too Reviewed on: 20th February 2024

Reply from Chip Hi Julie - thanks for taking the time to leave us a review and a rating. I noticed you gave us one star. If there's anything you feel we can improve upon, please feel free to reach out to us at [email protected] or via the in-app chat to discuss it further. Thanks a lot! - Ryan Response date: 20th February 2024

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