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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Saving made easy

5
Chip making saving very easy. I have been using chip for years and I’ve even put my sisters and friends onto it. Reviewed on: 19th February 2024

Just works!

5
Just works! Simole and great rates. Reviewed on: 19th February 2024

Innovative app bank, evolving perks

5
Chip are an innovative app bank, that have continuously evolved since their creation a few years ago. For example, deposits now happen immediately, compared to two working days a few years back. They often have market leading interest rates. I’ve not had to engage with their customer service department so can’t comment on that. Reviewed on: 19th February 2024

I ALWAYS recommend Chip to my friends and clients

5
I ALWAYS recommend Chip to my friends, colleagues and clients! The app is SO user friendly and the technical support is by far superior. Reviewed on: 19th February 2024

Chip the friends banks

5
Chip is the most user friendly bank I’ve used in my 50 odd years of banking Reviewed on: 19th February 2024

So easy to use and such an easy way to save!

5
So easy to use and such an easy way to save! Highly recommend Reviewed on: 19th February 2024

Great app to save money without you realising.

5
Great app to save money without you realising. By saving little and often you quickly rack up a decent amount of money. Introduces different t ways to save too Reviewed on: 19th February 2024

Excellent service, easy to use app, good quality sta...

5
Excellent service, easy to use app, good quality statements and leading interest rate. I think this is more favourite banking app. Reviewed on: 19th February 2024

Great interest rate and easy to use

5
Great interest rate and easy to use Reviewed on: 19th February 2024

Great way to save money.

5
Great way to save money. The app is simple to use and not complicated. Easily read and has a range of accounts and investments available. The interest rates are fairly good and it's now better with same day transactions. (especially if you need to withdraw for those unexpected moments!) Reviewed on: 19th February 2024

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