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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip is an incredibly easy to use and brilliant bank...

Chip is an incredibly easy to use and brilliant banking platform. The interest rate was one of the best for a long time, but slowly other banks have now matched or beat their savings interest. However, most easy access savings are not as good as Chip. Reviewed on: 18th February 2024

The best savings app out there.

Chip is brilliant and offers many savings options for me that make it easy to sort out my money. It is secure and they have brilliant customer service. I have been a member for three years now and it is by far the best option out there! Reviewed on: 18th February 2024

Excellent rates of interest

Excellent rates of interest and easy to use app Reviewed on: 18th February 2024

I've never been good at saving money but Chip has al...

I've never been good at saving money but Chip has allowed me to save without realising it, great app, definitely recommend this app as a good way to save Reviewed on: 18th February 2024

Its just so easy, quick and excellent returns

Its just so easy, quick and excellent returns Reviewed on: 18th February 2024

Love Chip.

Love Chip. Very easy. Competitive rates. Simple to use. I have had no problems and customer service has been very efficient when I had to change my address. Reviewed on: 18th February 2024

Excellent app

I have used Chip for around 5 years and have recommended it to many people. It’s an excellent way to save without thinking about it. Reviewed on: 18th February 2024

Chip is an innovative and well run savings app that...

Chip is an innovative and well run savings app that I was recommended to try by a friend a few years ago and can honestly say I’ve used it religiously since. I would never have saved any money (or if I did I’d spend it) let alone what I have so far and it has been such a great help on times and also a relief knowing I have spare income to fall back on if I really need it, however it’s also taught me to actually think about my spending as I really hate dipping into my savings now and want to keep my streak! I’d recommend Chip to anyone who is struggling to independently save but would like to start! I started off with the minimal save option and slowly built up to the maximum once I started to learn to cap on my spending! No amount is too small. Chip is suitable for everyone as its clever algorithm works out what you can save per week. It also gives you options to stop saving if your account falls below a limit you set or equally if you want to continue saving in your overdraft. Get the app, you won’t regret it! Reviewed on: 18th February 2024

Chip was easy to set up and easy to understand and w...

Chip was easy to set up and easy to understand and work out. Have had no trouble transferring money into my account. Reviewed on: 18th February 2024

brilliant service . Excellent customer care

brilliant service excellent customer care easy to use app i would highly recommend this . the app is marvellous and user friendly also . please continue to develop chip as it’s so easy to use and high interest rate also helps Reviewed on: 18th February 2024

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