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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Excellent rates of interest

5
Excellent rates of interest and easy to use app Reviewed on: 18th February 2024

I've never been good at saving money but Chip has al...

5
I've never been good at saving money but Chip has allowed me to save without realising it, great app, definitely recommend this app as a good way to save Reviewed on: 18th February 2024

Its just so easy, quick and excellent returns

5
Its just so easy, quick and excellent returns Reviewed on: 18th February 2024

Love Chip.

5
Love Chip. Very easy. Competitive rates. Simple to use. I have had no problems and customer service has been very efficient when I had to change my address. Reviewed on: 18th February 2024

Excellent app

5
I have used Chip for around 5 years and have recommended it to many people. It’s an excellent way to save without thinking about it. Reviewed on: 18th February 2024

Chip is an innovative and well run savings app that...

5
Chip is an innovative and well run savings app that I was recommended to try by a friend a few years ago and can honestly say I’ve used it religiously since. I would never have saved any money (or if I did I’d spend it) let alone what I have so far and it has been such a great help on times and also a relief knowing I have spare income to fall back on if I really need it, however it’s also taught me to actually think about my spending as I really hate dipping into my savings now and want to keep my streak! I’d recommend Chip to anyone who is struggling to independently save but would like to start! I started off with the minimal save option and slowly built up to the maximum once I started to learn to cap on my spending! No amount is too small. Chip is suitable for everyone as its clever algorithm works out what you can save per week. It also gives you options to stop saving if your account falls below a limit you set or equally if you want to continue saving in your overdraft. Get the app, you won’t regret it! Reviewed on: 18th February 2024

Chip was easy to set up and easy to understand and w...

5
Chip was easy to set up and easy to understand and work out. Have had no trouble transferring money into my account. Reviewed on: 18th February 2024

brilliant service . Excellent customer care

4
brilliant service excellent customer care easy to use app i would highly recommend this . the app is marvellous and user friendly also . please continue to develop chip as it’s so easy to use and high interest rate also helps Reviewed on: 18th February 2024

It’s pretty good at the end of the day, when all is...

4
It’s pretty good at the end of the day, when all is said & done…..know what I mean Reviewed on: 18th February 2024

Chip is the best savings account that I have used.

5
Chip is the best savings account that I have used. I really like the app layout of it all and how quick and easy you can deposit or withdraw money! Reviewed on: 18th February 2024

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