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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18461)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

The most simple way to save

Chip is a great way to save and it’s simple to use. Reviewed on: 17th February 2024

Good app and reasonable terms and conditions.

Good app and reasonable terms and conditions. Happy to recommend. Reviewed on: 17th February 2024

Highly recommended

Highly recommend… user friendly app… super easy to understand and use … five plus stars!! Reviewed on: 17th February 2024

Best decision I ever made!

I heard about Chip through the Martin Lewis website and decided to give it a go! So easy to transfer money in and out, great interest rates, monthly emails, amazing service! I wish all banks were so organised! Reviewed on: 17th February 2024

I’ve been with Chip since they launched.

I’ve been with Chip since they launched. Reliable service and always give good rates on financial products. Reviewed on: 17th February 2024

I find it handy to save.

I find it handy that every few days an amount is saved from my main current account to my chip account without me having to do anything. Should I need to transfer money back into my main account it is done instantly. Reviewed on: 17th February 2024

Great app

I find that the app work well and is simple to use. I like that the money get transferred instantly. The Ilinterest rate given by chip is rather good. Looking forward to use the chip ISA as soon I get next year's allowance. Reviewed on: 17th February 2024

Chip is the best instant savings app

I found out about chip while reading online. They certainly did what they promised and passed on higher interest rates as soon as they became available. Their app is also very good and easy to use. The transfers between my bank and Chip are instant, therefore I leave a very low balance in my current account while my money is making interest with Chip! Reviewed on: 17th February 2024

Chip has been amazing

Chip has been amazing for me, it has excellent interest rates for an easy access bank and great customer service , would recommend. Reviewed on: 17th February 2024

Easy to use and very flexible to move your money qui...

Easy to use and very flexible to move your money quickly. Reviewed on: 17th February 2024

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