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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Great service.

Great service. Best rates. Im impressed that they regularly try to out compete others in the market. The app is easy to use and the range of services are great. I find them a breath of fresh air compared to HSBC who I was loyal to for years but who didn’t repay that with decent rates. Reviewed on: 16th February 2024

Best decision

Was saving with my high street bank for a fairly long time, ultimately after noticing that there was little or no interest paid on the account. I decided to look for a better option, that is when I found Chip and it has been the best decision I have made in a long time. Reviewed on: 16th February 2024

An excellent easy app to use.

An excellent easy app to use.Very good interest rates. Reviewed on: 16th February 2024

Reply from Chip Hi Dave - thanks for taking the time to leave us a review and a rating. I noticed you gave us one star. If there's anything you feel we can improve upon, please feel free to reach out to us at [email protected] or via the in-app chat to discuss it further Response date: 19th February 2024

Excellent service online account good and great for...

Excellent service online account good and great for using abroad Reviewed on: 16th February 2024

Excellent app with a really easy to use interface an...

Excellent app with a really easy to use interface and great innovative features. Love the automatic savings tool. Reviewed on: 16th February 2024

I really love Chip

I really love Chip, before I moved my savings into chip they'd get about 50p a year in interest, now they get that every few days. Chip makes my money work for me, and is easily accessible when I need to pull money back into my main account. Reviewed on: 16th February 2024

Really easy to use, with good interest rates

Really easy to use, with good interest rates Reviewed on: 16th February 2024

Great app, really easy to use.

Great app, really easy to use. Good savings rates Reviewed on: 16th February 2024

Great engagement and app

Chip is great, any questions are answered quickly and the app is so east Reviewed on: 16th February 2024

Best financial decision I have ever made!

Its great for savings, unbeatable for the interest rate and instant access to savings when you need it, for years I was using my banks savings account, and after 7-8 months i’ve made over £700 in interest, feel like I was being robbed for years now! Chip is honestly one of the best financial decisions I have ever made, only bad thing about them is that they don’t advertise it more, should be a mandatory company to learn about in primary school!! Reviewed on: 16th February 2024

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