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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Simple, effective, quick, unbeatable rates

Simple, effective, quick, unbeatable rates Reviewed on: 16th February 2024

There is no other app like it.

There is no other app like it. Makes it so easy to get started on your saving journey. Can't be thankful enough Reviewed on: 16th February 2024

Great service.

Great service. Best rates. Im impressed that they regularly try to out compete others in the market. The app is easy to use and the range of services are great. I find them a breath of fresh air compared to HSBC who I was loyal to for years but who didn’t repay that with decent rates. Reviewed on: 16th February 2024

Best decision

Was saving with my high street bank for a fairly long time, ultimately after noticing that there was little or no interest paid on the account. I decided to look for a better option, that is when I found Chip and it has been the best decision I have made in a long time. Reviewed on: 16th February 2024

An excellent easy app to use.

An excellent easy app to use.Very good interest rates. Reviewed on: 16th February 2024

Reply from Chip Hi Dave - thanks for taking the time to leave us a review and a rating. I noticed you gave us one star. If there's anything you feel we can improve upon, please feel free to reach out to us at [email protected] or via the in-app chat to discuss it further Response date: 19th February 2024

Excellent service online account good and great for...

Excellent service online account good and great for using abroad Reviewed on: 16th February 2024

Excellent app with a really easy to use interface an...

Excellent app with a really easy to use interface and great innovative features. Love the automatic savings tool. Reviewed on: 16th February 2024

I really love Chip

I really love Chip, before I moved my savings into chip they'd get about 50p a year in interest, now they get that every few days. Chip makes my money work for me, and is easily accessible when I need to pull money back into my main account. Reviewed on: 16th February 2024

Really easy to use, with good interest rates

Really easy to use, with good interest rates Reviewed on: 16th February 2024

Great app, really easy to use.

Great app, really easy to use. Good savings rates Reviewed on: 16th February 2024

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