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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Easy to use and flexible.

4
Easy to use and flexible. Savings rates are competitive and simple to transfer from my bank Reviewed on: 16th February 2024

Since having a chip account for 1 years now it has b...

5
Since having a chip account for 1 years now it has been the best decision! The app is so easy to use and the team are always available to help! Reviewed on: 16th February 2024

Great app and interest rate.

5
Great app and interest rate. Would highly recommend Reviewed on: 16th February 2024

App is by far the best around to use

5
App is by far the best around to use Reviewed on: 16th February 2024

An easy to use app with plenty of accounts to make t...

5
An easy to use app with plenty of accounts to make the most of your savings. Reviewed on: 16th February 2024

Easy to use, great interest rates and gives me updat...

5
Easy to use, great interest rates and gives me updates on how much I have saved. I have been able to easily save and access my money whenever I need it and I feel that my money is safe and secure so I don't have to worry about it. Reviewed on: 16th February 2024

Since setting up my instant access saver, which was...

5
Since setting up my instant access saver, which was an incredibly easy process I have seen my spending and saving habits change for the better. Chip is transparent and intuitive in its design, seeing my savings go up and up everytime I login is a great sight to see! Reviewed on: 16th February 2024

Best Savings App

5
Chip is great and I will always use and recommend this app to everyone I know! Reviewed on: 16th February 2024

App great

5
App great, easy to use, fast. Great recommendation from MoneyExpert for highest rate at the time and speedy access and ease of use Reviewed on: 16th February 2024

Great experience all round

5
I've been saving with Chip for a number of years and have grown significant amounts of savings without having to even think about it. The app, service and products have been excellent throughout. Reviewed on: 16th February 2024

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