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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent service and excellent in-app user experience!

Excellent service and excellent in-app user experience! I have been with Chip for over 3 years now and it has helped me save so much more than I would have without it. Reviewed on: 16th February 2024

Interest Rates

Could do with keeping inline with your competition Reviewed on: 16th February 2024

Very easy to use app, and easy to integrate and tran...

Very easy to use app, and easy to integrate and transfer money to other banks account. Reviewed on: 16th February 2024

Easy to use app, Competitive interest rates.

Easy to use app, Competitive interest rates. Would definitely recommend to anyone looking for a place to put their money. New ISA is great idea which I have taken advantage of to offset my tax liability Reviewed on: 16th February 2024

No problems here.

No problems. Easy to both add and withdraw savings. Happy too with the investment account -running smoothly and building, without me having to think about it. Takes the hard work out of trying to save and invest. I'm very happy with my Chip accounts. Reviewed on: 16th February 2024

I’ve been using chip for a good few years and it’s h...

I’ve been using chip for a good few years and it’s helped me pay more off my mortgage, upgrade my house and support my kids. Reviewed on: 16th February 2024

Amazing, never had any issues or confusion

Amazing, never had any issues or confusion Reviewed on: 16th February 2024

Great bank

V easy to use and good interest rates Reviewed on: 16th February 2024

Pretty good high intrest rates for an easy access saver

Pretty good high intrest rates for an easy access saver Reviewed on: 16th February 2024

Good intrest rates

Good intrest rates and easy to navigate through the app. Good to see what your money has been doing over the time it has been admitted. Quick and easy to withdraw and deposit money into the account Reviewed on: 16th February 2024

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