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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Chip is just fab!

It’s clear the customer is what drives Chip and the app is testament to that. It blends banking functionality with financial information all presented in a user friendly way that isn’t filled with jargon or patronising. There are how to videos, informative briefs etc. These clearly articulate diverse financial topics such as transferring money to different levels of risk and reward when investing The information always feels accessible and never intimidating. On the banking side everything just works. I’ve never had a single problem using the app. I’ve been able to manage my finances easily; setting up accounts, making transfers etc instantaneously and, update personal details safely. I have such confidence using the app. I don’t think I’m really the target audience for Chip as I’m 56 but it has actually transformed my banking helping me to achieve goals I’ve never managed before. I love it and recommended it to my son who also uses it now too! Reviewed on: 16th February 2024

I love Chip, it is so easy to use and had made me en...

I love Chip, it is so easy to use and had made me enjoy saving. Reviewed on: 15th February 2024

Modern way to save

Great offers and rates. Great app functionality. Reviewed on: 15th February 2024

Easy and straightforward app to manage your money.

Easy and straightforward app to manage your money. Reviewed on: 15th February 2024

Chip has allowed me to save more money than ever...

Chip has allowed me to save more money than I ever could, saving 8k within a year was outstanding considering I struggled to do that before Reviewed on: 15th February 2024

Happy customer

Great app, easy to use. Good interest rates. Lots of options for investing and now an ISA. Very easy to deposit and withdraw. Customer service has also been excellent with fast response times Reviewed on: 15th February 2024

Good app, easy access, great experience.

Good app, easy access, great experience. Reviewed on: 15th February 2024

Easy to use and encourages to save by adding the pri...

Easy to use and encourages to save by adding the prize draw. Makes me put more into savings each month. Reviewed on: 15th February 2024

Everything is very straightforward and quick.

Everything is very straightforward and quick. It makes life much easier as I trust that my money is safe with Chip! Reviewed on: 15th February 2024

Competitive Savings

Easy to use app and a savings rate that stays competitive! Reviewed on: 15th February 2024

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