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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Good app, easy to use.

Good app, easy to use. Easy instant access savings is brilliant - exactly what I need Reviewed on: 15th February 2024

Easy to use and navigate, easy to add and withdrawn...

Easy to use and navigate, easy to add and withdrawn funds, highly recommend to people who have spare cash in hand, earning more interest rate than most high street banks offer. Reviewed on: 15th February 2024

Easy to deal with, love the app and the automatic sa...

Easy to deal with, love the app and the automatic saving every week really helps you stay on track and not even think about saving that’s happening in the background. They’re innovative and for the people Reviewed on: 15th February 2024

Great service

I’ve been using chip from start up and they are always making great changes Reviewed on: 15th February 2024

Chip Excellent service, great interest rates

Excellent service, great interest rates Reviewed on: 15th February 2024

Seamless movements of funds in and out.

Seamless movements of funds in and out. Plus great customer service experienced recently. Good easy access interest rates. Reviewed on: 15th February 2024

Very convenient and easy

Chip has a very good AER rate. When you request to withdraw your money the money instantly appears in my bank account which makes it very convenient if your card is declined due to insufficient funds in a store, you can just quickly add some withdraw some money. The app is very good in terms of reliability, ease of use, responsiveness and contemporary layout Reviewed on: 15th February 2024

Eazy peezy.

Love how easy the app is to use , withdrawal process is so quick and love how many different options to look after your money. Reviewed on: 15th February 2024

Long time chip saver

I’ve have had a savings account with Chip since its launch. The rates of interest have just got better and better. The service to date, which is hardly ever needed, is responsive and solves your issue. Reviewed on: 15th February 2024

Must get

Great for saving and earning interest, great for moving your finances around and holding money for better use Reviewed on: 15th February 2024

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