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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Pleased customer

5
Great bank friendly service, easy to use App, good interest. Reviewed on: 15th February 2024

Easy to use app. Great for saving

5
Easy to use app. Great features. Very competitive rates of interest and transparency throughout Reviewed on: 15th February 2024

Good product offering & excellent communication.

5
Good product offering & excellent communication. When new products are available a detailed email is sent. Chip makes it easy to save with ease Reviewed on: 15th February 2024

Easy Saving happening without thinking

5
It helps me save by calculating how much I can comfortably afford to put away based on my spending. I don’t have to think about it so my little pot builds Reviewed on: 15th February 2024

Happy I am with Chip

5
I have never had a problem with this company. There are easy to follow videos to maximize my experience with them. Reviewed on: 15th February 2024

Easy, intuitive & engaging app that provides a simpl...

5
Easy, intuitive & engaging app that provides a simple way to save and invest when your time is limited. Chip allows you to manage your savings in a simple view and tools such as auto saves provide a boost to your savings without any hassle. Reviewed on: 15th February 2024

Easy and simple to navigate

5
Easy and simple to navigate, although website can appear rather cluttered. Excellent customer service answered my questions with 24 hours. Reviewed on: 15th February 2024

Great to get you in the habit of saving

5
Great to get you on the habit of saving, and take more interest in looking after your money. Easy to understand app, for a while, competitive interest rates. Some innovative ideas too. The fscs protection made it more appealing, as well as easy access savings. They got it wrong a few times in fees but listened and changed things where needed. Reviewed on: 15th February 2024

Easy to use, great rates and quick deposit / withdra...

5
Easy to use, great rates and quick deposit / withdrawal system Reviewed on: 15th February 2024

I am always kept informed, no mumbo jumbo!

5
I am always kept informed, no mumbo jumbo! I get messages when interest is due and how much, I then check. Reviewed on: 15th February 2024

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