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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Chip provides effortless and savings optio...

Chip provides effortless and effective savings options at a really competitive rate with excellent customer service. Instant withdrawals and a really easy to use app. Would highly recommend. From the start of my account to date I have been highly impressed with the whole experience with the Chip team. Easy to set up, prompt customer service responses when required and overall a secure banking service. Reviewed on: 15th February 2024

Good interest rate should be higher

Good interest rate should be higher Reviewed on: 15th February 2024

Nothing beats chip.

Most of my family now have chip. Fantastic savings rates and the ability to do auto saves of amounts that you hardly notice is superb and has helped my older children save for holidays etc. Reviewed on: 15th February 2024

Straightforward app makes managing money easy

Very straightforward app for less tech-savvy older users - easy to manage and understand. Great customer service when I have queries and issues. Advice given is clear, professional and easy to follow. Reviewed on: 15th February 2024

I have been with chip for over 3 years now and I hav...

I have been with chip for over 3 years now and I have never had an issue! The money withdrawing is super quick and the savings account is always leading in terms of interest which makes the whole service worth it! Reviewed on: 15th February 2024

Updated daily, on the ball.

Updated daily, on the ball. Easy to access. Reviewed on: 15th February 2024

Good virtual banking experience.

Good virtual banking experience. App is easy to use. Not had to deal with customer service so can’t comment on that. Reviewed on: 15th February 2024

It's a great app to save on.

It's a great app to save on. Will try using it to invest at some point Reviewed on: 15th February 2024

Simple and easy to use .

Simple and easy to use . Reactive to rates rises and keeping up with the best rates. Reviewed on: 15th February 2024

Simply to use and understand.

Simply to use and understand. It is an easy way to save as the is taken out vegore you can spend it. Lots of options on how you can save either great intersrt rates.. You have access to your money if you need it for an emergency and the flexibility to stop payments or make high or low savings. Reviewed on: 15th February 2024

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