Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

All good

5
All good, excellent savings rate and super easy to use. Reviewed on: 15th February 2024

Chip for savings.

5
We’ve had a few questions in the early days and found customer services responded timely. I find it really easy saving with chip. The app is easy to use, easy to transact with and the rates are some of the best on the market. Well done chip! Reviewed on: 15th February 2024

Sorry easy to use the app, great returns

5
Sorry easy to use the app, great returns Reviewed on: 15th February 2024

Great bank

5
The rates are great and winning savings Reviewed on: 15th February 2024

Fantastic savings tool.

5
Fantastic savings tool. I Can feel assured that my money is safe and easily accessible.The saving rates are better than most high street banks and thebokatfirknmakes banking for inclusive and accessible. Reviewed on: 15th February 2024

Superb savings app

5
Great to put cash savings in one place and forget about it as the interest rate always remains competitive. Reviewed on: 15th February 2024

Good interest rates, easy to use app and excellent c...

5
Good interest rates, easy to use app and excellent customer service. Reviewed on: 15th February 2024

Very good experience all round.

4
Very good experience all round. Transaction services are speedy and customer service response time is fast. An improvement would be making it easier to contact customer services (a human) in the first instance including via phone but once contact established communications are prompt. Have already recommended to family and friends. Reviewed on: 15th February 2024

Good savings account

4
Good savings account - with a good interest. Wish you could remove account that are no longer in use on Home Screen Reviewed on: 15th February 2024

100% recommend!!!

5
Chip is so easy to use, very upfront about their costs and products, and make it so simple to use your money well! Reviewed on: 15th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1044 reviews
    Chip
  • Stocks & Shares ISA

    from Chip 4.97 from 260 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products