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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great user friendly app with plenty of options of wh...

Great user friendly app with plenty of options of where to put your money Reviewed on: 15th February 2024

Chip is very easy to use and rates are excellent...

Chip is very easy to use and rates are excellent Reviewed on: 15th February 2024

They are very, very good

They are very, very good, excellent interest rates Reviewed on: 15th February 2024

Great Rate and interest paid monthly.

Great Rate and interest paid monthly. Reviewed on: 15th February 2024

Very happy with the service.

Very happy with the service. Any questions I've had have been answered promptly. The app is easy to use and I like how I can see the interest that's going to be added on a daily basis. Reviewed on: 15th February 2024

Outstandingly good

By far the most reasonable and straight forward app / bank account - I can’t believe how much I’m making and also hugely appreciate the personable approach from the brand - feels normal and ‘human’. Reviewed on: 15th February 2024

Revolutionary .

So quick to set up and make transactions. Has revolutionized how I manage my money. Reviewed on: 15th February 2024

Innovative & very easy to use

Innovative & very easy to use. The great thing about Chip is it encourages you to save & is so easy to use Reviewed on: 15th February 2024

I’ve grown my savings and learnt how to invest!

I first heard about chip at work through a friend when I was talking about how bad my Lloyds bank savings interest was 0.01%. She recommended Chip to me, mentioning how good the interest rates were and how easy it was to use. I downloaded it that evening. I was so impressed with how easy/smooth the UX/UI was, how much simpler investing was (I had recently been researching about how to do it), and of course the interest rate for the instant access account. Since then, I’ve taken part in investing for the first time, tried my luck in the monthly prize draws and managed to reach my savings goals, whilst also receiving a very helpful amount of interest every month! Reviewed on: 15th February 2024

Great on line app so simple to use

Great on line app so simple to use Reviewed on: 15th February 2024

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