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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Simple and very effective way of investing.

5
Simple and very effective way of investing. Straightforward process underpinned by easily understandable web based processes. Reviewed on: 15th February 2024

Saving without the effort

4
Great way to save money without having to put much thought into it. The only issues I've had are when I have to relink my account as it doesn't always work first time. Reviewed on: 15th February 2024

Simple and clear savings platform

5
Simple and clear savings platform Reviewed on: 15th February 2024

Chip has enabled me to boost my savings up.

5
Chip has enabled me to boost my savings up. I do not miss the money coming out of my bank as it calculates what I can afford to save and moves it’s automatically Reviewed on: 15th February 2024

Very easy to use best interest rates

5
Very easy to use best interest rates Reviewed on: 15th February 2024

Taking a positive step forward

5
Much much better than my original bank, glad (so far) that I have moved my savings to a more customer focused enterprise. My communications experiences are dramatically superior with the chip app in comparison to my communications with my original bank. I feel more actively engaged in my savings journey. Reviewed on: 15th February 2024

Very good savings app easy to use good interest rates.

5
Very good savings app easy to use good interest rates. Reviewed on: 15th February 2024

Fabulous app .

5
Fabulous app . Easy . Quick to put rates up when base rate changes although not quite as competitive at the moment . Reviewed on: 15th February 2024

Fantastic rates with easy to use app.

5
Fantastic rates with easy to use app. Would definitely recommend chip to all of my friends and family. Easy set up and also quick set up. Reviewed on: 15th February 2024

Apple pay not working

4
It's been good so far, apart from apple pay not working at the moment to deposit. Reviewed on: 15th February 2024

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