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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great communication from app and clear interface for...

5
Great communication from app and clear interface for usability Reviewed on: 15th February 2024

Easy to use, everything you need is very obvious

5
Easy to use, everything you need is very obvious Reviewed on: 15th February 2024

Excellent savings app.

5
Excellent savings app. Great rate on the easy access saver, and i love seeing my investment pot creep up over time without me particularly noticing the payments Reviewed on: 15th February 2024

Easy to use. Competitive products

4
Simple, convenient with very competitive rates Reviewed on: 15th February 2024

Great app, savings tool and high interest savings...

5
I've been using Chip for a number of years now and it just keeps getting better. It's always had either the best, or top interest rates for savings. Features in the app are useful for setting money aside using goals and the AI savings tool helps me save without noticing money going into my savings account. Linking a bank account also means instant money transfers which are super easy. I've recommended Chip to several family and friends who are also now using the app. Reviewed on: 15th February 2024

The most accessible and user-friendly fintech app

5
Chip makes building wealth accessible to all. You no longer need to know someone wealthy or have a financial adviser in your network to save and invest. Chip is the best intuitive and user-friendly app that provides a one stop shop for your finances. Reviewed on: 15th February 2024

The best bank I have used for savings

5
The best bank I have used for savings Reviewed on: 15th February 2024

Highly recommend

5
Never had an issue and I've always been happy with all that chip offers me. Reviewed on: 15th February 2024

Hears carefully what the customers value and makes t...

5
Hears carefully what the customers value and makes the best offers. Reviewed on: 14th February 2024

Easy to use and great interest rates.

5
Easy to use and great interest rates. Withdrawals and deposits simples and fast. Information on pending interest, scheduled payments clear and concise. I like the alert advising of imminent payments. No complex online areas to view, just makes it so easy to use. A well constructed app. Reviewed on: 14th February 2024