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Chip: Savings app reviews

View other Chip products
4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy to use and great interest rates.

5
Easy to use and great interest rates. Withdrawals and deposits simples and fast. Information on pending interest, scheduled payments clear and concise. I like the alert advising of imminent payments. No complex online areas to view, just makes it so easy to use. A well constructed app. Reviewed on: 14th February 2024
Douglas B's avatar
Douglas B

Highly recommend

5
Excellent app to help you manage your money. Reviewed on: 14th February 2024
Review1234's avatar
Review1234

Always a competitive interest rate

5
Over the last year Chip have always offered the best or, at the very least, a highly competitive interest rate on their easy access savings account. Open banking is secure and seamless, money transfers are instant with my bank. Highly recommend. Reviewed on: 14th February 2024
KevK's avatar
KevK

It has a very easy to use App.

5
It's a very easy App to use. The interest rates are great. The way that it can help to save money is excellent. Reviewed on: 14th February 2024
Andrew L's avatar
Andrew L

Easiest app, decent interest rate, instant access.

5
Easiest app, decent interest rate, instant access. Reviewed on: 14th February 2024
Al C's avatar
Al C

Great service market leading interest rate and firts...

5
Great service market leading interest rate and firts class product Reviewed on: 14th February 2024
Gareth W's avatar
Gareth W

Love using this app!

5
Chip has helped me be more intential with savings and alway provide the best interest rates! Reviewed on: 14th February 2024
Tee Tee 's avatar
Tee Tee

Brilliant company very easy to use

5
Brilliant company very easy to use Reviewed on: 14th February 2024
Michelle McGregor's avatar
Michelle McGregor

Great way to save

5
Really happy with Chip, they work out what I can afford and put it into my savings, no hassle and I don’t even notice I’m saving! Reviewed on: 14th February 2024
Claire H's avatar
Claire H

I’ve loved using Chip

5
I’ve loved using Chip - the app is easy to use with good oversight and control of my money. Great rate on their savings account and it’s helped me start investing in stocks too. Reviewed on: 14th February 2024
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Natasha K

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