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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great way to save extra cash.

4
Great way to save extra cash. Hassle free Reviewed on: 14th February 2024

A nice and easy to use app, it looks modern and clea...

5
A nice and easy to use app, it looks modern and clean and doesn’t lag or freeze, a good selection of funds etc and since I joined I’ve watched many more products and funds be added. Reviewed on: 14th February 2024

Great app and brilliant service!

5
Been a customer since the begining and love how the service has evolved while staying true to the commitment to be accessible and user friendly. Information is shared in a way which alliws you to make informed decisions. Reviewed on: 14th February 2024

I put my life savings with Chip because I can withdr...

5
I put my life savings with Chip because I can withdraw them and receive them almost instantly, unlike many other saving accounts offered by others. Plus they have a really decent interest rate which responds accurately with the BOE interest rate so you know you are not missing out! Reviewed on: 14th February 2024

I use chip all the time since been travelling it’s t...

5
I use chip all the time since been travelling it’s the best I really love it. Reviewed on: 14th February 2024

I have found using chip very simple and services off...

5
I have found using chip very simple and services offered have been excellent Reviewed on: 14th February 2024

It’s easy to use and the interest rate is high compa...

5
It’s easy to use and the interest rate is high compared to market Reviewed on: 14th February 2024

Competitive rates whilst allowing instant access.

5
Competitive rates whilst allowing instant access. Website is fab. Recently your rates are less of a pull as others are offering more. Reviewed on: 14th February 2024

Excellent service, excellent return rates

5
Excellent service, excellent return rates Reviewed on: 14th February 2024

A very positive experience from the word go.

5
A very positive experience from the word go. Great customer service and great savings. What’s there not to understand. A chip of the old block! Reviewed on: 14th February 2024

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