Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Great service and clarity on savings.

5
Great service and clarity on savings. Could see how your savings is improving over time Reviewed on: 14th February 2024

Top Chip

5
Chip is really easy to use, convenient and offers great products, as well as great interest rates. Reviewed on: 14th February 2024

Building wealth has never been this easy, and fun!

5
A great new experience for building personal wealth. Super easy and fun to use with lots of choice for building wealth the way that suits you. Plus some nice AI touches. Reviewed on: 14th February 2024

Easy to use app with quick transfers.

5
Easy to use app with quick transfers. Interest accrued is really clear too Reviewed on: 14th February 2024

Easy to use decent interest rate and app always work...

5
Easy to use decent interest rate and app always works well so overall a positive experience and user friendly Reviewed on: 14th February 2024

Can't Fault It.

5
Although I am not an obvious target for Chip's services, being 80 years old, I find it an easy to use, efficient, very speedy way to move short term cash to be put to work and retrieved instantaneously when I need it. Can't fault it. Reviewed on: 14th February 2024

Great Savings Advice!

5
This is my first experience with a savings app and subsequently the only one I have used - no need to go elsewhere as Chip has lived up to its reputation. Simple and informative for a total beginner like myself to use; intuitive and rewarding! Reviewed on: 14th February 2024

Easy to use app.

5
Easy to use app. Have had no problems and have been using chip for a good few years now. I would recommend using chip for your savings. Reviewed on: 14th February 2024

Good range of accounts.

5
Good range of accounts. The Chip prize savings account is worth considering. You could win a prize in their monthly draw that could make a good difference to your account balance Reviewed on: 14th February 2024

Banking and saving made easy!

5
Banking and saving made easy! All the hard work is done by the app..Very easy to use & navigate..Love it! Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products