Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

brilliant mobile banking app, very easy to use

5
brilliant mobile banking app, very easy to use Reviewed on: 14th February 2024

I have had nothing but positive dealings with Chip.

5
I have had nothing but positive dealings with Chip. Reviewed on: 14th February 2024

Great all round.

5
Great all round. Great app. Great great support. Great value Reviewed on: 14th February 2024

Easy to use.

5
Easy to use.great interest rates.innovative. Reviewed on: 14th February 2024

Should have done this years ago.

5
Simple, as banking should be. Easy to set up, easy to see savings, easy interface and easy investment account explained simply. Reviewed on: 14th February 2024

Easy app, great way of building savings.

5
Easy app, great way of building savings. Reviewed on: 14th February 2024

Smooth and easy set up.

5
Smooth and easy set up. Extra investment facilities. Reviewed on: 14th February 2024

Good rates and app

5
Brilliant consistent rates, great usable app Reviewed on: 14th February 2024

Wanted a savings account with fair & honest intrest...

5
Wanted a savings account with fair & honest intrest rate after serching the internet found chip never heard of the company but decided to give them a go, as a family we was saving for a family holiday the intrest paid monthly as boosted our savings, the app is easy to use for even those people who aren't computer minded, I have recommended chip 2 friends & family Reviewed on: 14th February 2024

Just perfect for me.

5
Just perfect for me.. Good interest rate, and easy to use app.. Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products