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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

A new start for me!

5
I took early retirement, moved some money from premium bonds as returns were unreliable. I found Chip and it's been a very positive experience. The website is easy to navigate, check my interest easily , move money without any hassle. What's not to like?! Reviewed on: 14th February 2024

Competitive interest rates

5
Chip always offers a competitive interest rate and is quick to increase it in line with Bank of England rates. Reviewed on: 14th February 2024

Very easy to use and see all your savings in one pla...

5
Very easy to use and see all your savings in one place with good rates Reviewed on: 14th February 2024

Super simple and great experience

5
Super simple and great experience Reviewed on: 14th February 2024

Chip is the future of banking, it’s like banking wit...

5
Chip is the future of banking, it’s like banking with your friends and family Reviewed on: 14th February 2024

Great experience from a Bank

5
Great experience from a Bank. The products are good and the app is great. The interest rates are excellent and I highly recommend them Reviewed on: 14th February 2024

Super easy to use, excellent products including I fo...

5
Super easy to use, excellent products including I formation videos. Love the AI savings element. Also the ease of transferring money in and out. Very happy customer. Reviewed on: 14th February 2024

Easy to use app, with everything from savings to inv...

5
Easy to use app, with everything from savings to investments all to benefit the customer. Expert help and guidance to make the journey as smooth as possible! Reviewed on: 14th February 2024

Showing what fintech can do

5
Good valuable, flexible, clear, responsive. Showing what fintech can do. Reviewed on: 14th February 2024

Easy to set up and withdraw money.

5
Easy to set up and withdraw money. Good interest rates. Great communications l. Reviewed on: 14th February 2024

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