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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Best savings and stocks and shares account around

5
Chips offers the best interest rates for instant access savings account. It also gives me the flexibility to invest into stocks that I want with good returns such as the S&P500 tech fund. Reviewed on: 14th February 2024

Excellent online bank

5
Have had no issues with Chip in the year or so I’ve been with them. Good interest rates. Reviewed on: 14th February 2024

Surprise savings for those little treats

5
You have helped me to achieve savings goals without ‘wasting money’. it all too easy to just spend if you have a little left at the end of the month, but Chip takes a little occasionally so ‘it doesn’t hurt’ and all of sudden you realise you have a thousand pounds and can afford that holiday or redecoration of the hall which has just never seemed possible before (not bad at over 60years old to suddenly discover the joy of saving!) Reviewed on: 14th February 2024

Good app

5
Easy app to use and really good interest rates Reviewed on: 14th February 2024

Love the app.

5
Love the app. Makes savings so much easier Reviewed on: 14th February 2024

App is very easy to use.

5
App is very easy to use. Communication is good. Updates and details of new products are always clearly explained Reviewed on: 14th February 2024

Easy to use and excellent interest rates.

5
Easy to use and excellent interest rates. Reviewed on: 14th February 2024

Chip has a great interest rate, easy to add in and...

5
Chip has a great interest rate, easy to add in and withdraw. The app is also easy to access, there is an option not to need a password which suits me. Reviewed on: 14th February 2024

Great app, easy to use...

5
Great app, easy to use, great apr Reviewed on: 14th February 2024

I rely on Chip for my saving plans

5
I rely on Chip for my saving plans Reviewed on: 14th February 2024

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